How To Spot employment Gaps Lies

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Defining questionable “employment gaps”

Questionable employment gaps are periods on a resume or job application that can’t be verified. Some of the most popular false claims used to cover employment gaps are:

– Freelancing
– Business Owner
– Fictitious Out Of Business Company

A clever and sneaky employee can get these lies past an employer who is not conducting a careful and thorough employee background screening. Most employers do not have the in-house resources to verify these claims. When an employer conducts a background check on their own they will usually only get information on the position held, dates of employment and if the candidate is eligible for rehire.

Fortunately, even for freelance and closed businesses, there is a paper trail. Genuine freelancers and business owners must apply for a fictitious business name and a business license. This is a requirement for most cities regardless of where the work will be performed. For a freelancer, a business license is required even if he or she works from home.

Unfortunately, tracking this information can be confusing and time consuming for most personnel departments and small business owners. Getting the most accurate information is usually best left to a professional pre-employment screening firm, such as Accu-Screen, Inc. They have the resources and experience to readily search and provide the most up to date and accurate information.

Questionable “employment gaps”

Employers need to be careful not to jump to conclusions because freelance and business information may not be readily verified. When this occurs, the employer should request clarification from the job applicant. An employer should ask for references from past clients, projects worked on and milestones. Most freelancers and business owners should be able to give you business references, detailed information on projects and accomplishments.

Similarly, for a situation where a business is no longer operating, a job seeker should be able to provide verification of employment. Verification can include paystubs, tax return, offer of employment letter or proof of any type of recognition received, while employed at the company.

A red flag should be raised if the job seeker can’t provide additional information to verify claims of freelancing, owning a business or a company that is no longer open for business.

Problems with employees who lie about “employment gaps”

When an “employment gap” is discovered, an employer needs to be concerned about the reasons for it. Periods of employment gaps that can’t be verified may be associated with:

– Incarceration
– Involuntary termination

Some job seekers are unlucky while others are just plain deceitful. A professional employment background screening firm, such as Accu-Screen, Inc., can help get to the bottom of these issues by obtaining the most appropriate and accurate information.

When an applicant has these issues in their past or fails to report them, an employer should proceed with caution. These issues need to be handled confidentially and with diplomacy. The issue should be addressed and clarification should be reached before a job offer is made.

Online Business is Better Than Employment

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According to human resource experts, the things that cause stress to workers is physical fatigue, long working hours and emotional imbalance. Most employed people are burdened with unreasonable targets at work. But since employment lays a meal on their tables they take excess pressure to impress to ensure their job security.

Most of us even work for the sake of earning a living and yet we do not love our work. This results in us pursuing a career we are not compatible with and in the process we get frustrated with employment. For some, it can lead to confusion in that one ends up not knowing what they want to achieve in life.

But someone does not need to get frustrated; instead drastic steps can be taken to ensure you live your life to the fullest. Start a small business where you can plan your own diary and divert your energy to your own business venture. As the saying goes “time is money”, rather than spend time working for someone else, get others to work for you. Use other people’s resources like time, skills and talents to your own benefit.

Though it may call for total commitment and sacrifice, at the end of the day you’ll reap the benefits of your sweat. Since I resigned from my employment some five years ago I have never looked back. My online business is doing great and now I have a lot of free time in my hands. I don’t have to be present for my business to operate. The internet has completely revolutionized the mode of doing business. So don’t stick with a job you don’t love, start a small business online and see how things go.

Stephen is an Online Business Expert. He researches and studies on small business strategies. Website: Online Business Secrets for money making tips.

Fighting Breach of Employment Contract by Employer

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Does a contract outline the terms and conditions of your employment? An employment contract is a good way to avoid legal disputes between the employer and the employee. Whether it is a verbal or a written one, there is no guarantee that there would be no breach. If this happens, you need a consultation with an employment lawyer.

How does an employment contract benefit an employee? This agreement provides in specific terms what the employer expects from an employee. This helps you to understand the way things work, and the way you need to conduct yourself.

How does the contract benefit an employer? The employer may use this as a tool to safeguard company information, especially the confidential things the employee learns during their job tenure.

Why is it better to get this in writing? Most Florida workers are at will’ and there are no written contracts outlining the terms and conditions of employment. Getting a contract in place is good for employers as well as employees.

Moreover, if these provide alterative dispute resolution tactics, it may also lessen the chances of litigation. If the agreement lists the possible circumstances under which you may face termination, and your termination does fall in these classifications, you may not be eligible for filing a wrongful termination complaint.

What should you do if you suspect a breach of contract? The first thing to do is find a competent Fort Myers employment lawyer. Why is this so important? Just a suspicion of this breach is not enough, you need a legal practitioner to analyze the terms in the contract and ascertain whether the employer’s conduct is a breach or not.

Suppose you face a termination from job. If your employment contract prohibits termination before a certain period, this may be a breach. However, only a lawyer can analyze your contract and assess whether it is so.

If you do have adequate evidence to establish this breach, you may file a case at a court of law. Your employment lawyer can handle the necessary filing and the ensuing court proceedings.

What are the possible remedies available? It depends on the exact circumstances of your case. However, there are two possible solutions:

*The court may order performance as per the contract clauses *The court may order monetary damages including legal costs

The most important thing to do is find a good lawyer to know for sure whether there was a breach before you decide to file a case against your employer.

Mortgage Loans With Bad Credit 3 Factors To All But Guarantee Approval

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The biggest mystery in some minds is how to secure the funding necessary to buy a home, despite having a low credit rating. The sheer size of the loan needed to complete the purchase is staggering. And yet, securing mortgage loans with bad credit ratings is viable and common.

But applicants that believe securing mortgage approval under these circumstances is impossible miss the point. Lenders actually want to lend money, it is just the protective policies they apply that can get in the way. Once the criteria is met and the lender feels assured, approval is all but definite.

The question is how to convince the lenders to the degree that bad credit scores are overlooked and the mortgage loan is granted. Well, there are a few simple measures to take that will do the job, but here are three of the most effective.

Offer a Big Down Payment

It would be foolish to overlook the significance of down payments. Indeed, it can be a major advantage when applying for mortgage loans with bad credit. This is for two reasons: firstly, it affects the size of the mortgage required; and secondly, it reflects the character of the applicant.

A down payment represents a share of the purchase price that is bought out immediately. So, a 5% down payment on a $200,000 property translates to paying $10,000 off the price. This means that a mortgage of $190,000 is required. But a big down payment, of say 20%, means that the sum borrowed falls to $160,000.

Securing mortgage approval is easier as the loan amount falls, but the impression saving up a large down payment has also impresses the lenders. Saving $40,000 is no mean feat in these difficult times, requiring real financial discipline. This is the kind of discipline that lenders want to see in the people they approve mortgage loans to.

Address the Low Credit Score

Another move that impresses the lenders is taking measures to improve the credit score that the applicant has. When seeking mortgage loans with bad credit, the influence that the credit score has can be the difference between monthly repayments that are affordable and too expensive.

There are several ways to improve a credit score. A popular way is to take out a series of small payday loans, perhaps of $1,000, and then repay them in full when the next paycheck arrives. However, each time the loan is repaid in full, the credit score is adjusted accordingly. As the score gets higher, securing mortgage approval gets a little easier.

Alternatively, a larger loan could be taken out to consolidate all of the existing debt, replacing numerous loans with one central debt that is easier to manage. Then, when applying for the mortgage loan, the higher score means lower interest rates.

Prove Secure Employment Status

Finally, perhaps the most basic step to take is to prove that your employment status is secure. This can be difficult given the uncertainty of the economy, but those employed long term are in a stronger position to convince lenders that repayments will be made. So, getting a mortgage loan with bad credit is easier.

Providing all the necessary documentation is essential. A photocopy of a paycheck will confirm the monthly income while a copy of an employment contract can confirm the job is more than just a short-term position. Securing mortgage approval can rest on these few aspects of the application.

However, keep in mind the debt-to-income ratio too, with a maximum 40% of the excess income reserved for debt repayments. This means that even with all the boxes ticked, the share of available income is not enough. Therefore, the mortgage loan has to be rejected.

Vehicle Tracking And Employee Rights.

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Many companies operating fleet who introduce a vehicle tracking system for the first time would, of course, be concerned in the impact on their employees when installing mobile workforce tracking or a GPS vehicle tracking across their entire operation.

The rise of commercial vehicle tracking across the relevant industries dependent on running the most cost-effective and efficient fleet they possibly can has meant many changes of working practice, not least for the vehicle drivers.

Introducing change of an employees working conditions, obviously requires great care to be taken, not least from a legal point of view and how it affects their individual contracts of employment.

Essentially, there are two key differences to be determined when instigating mobile workforce solutions:

Business use only or – Business and Personal use.

Business Use …

Fitting a vehicle tracker into a vehicle to be used only for day-to-day, strictly work related business, e.g. delivery van, it is recommended that employees driving the vehicle should be informed not only that the system will be fitted, but also why it is being fitted, how it works and exactly the nature of the data to be collected and what its use will be and how it is intended to benefit everyone at the company.

It is important that employees fully understand and appreciate all the objective reasons for wishing to obtain the information that will be provided from the system and why it is needed to help with business efficiency and improvement. Concerns and objections raised by employees obviously need to be discussed to reach agreement on fitting the system but legal advice should be sought if agreement cannot be reached.

Business and Personal use…

Essentially, the same considerations as in business use only but with the addition of taking into account that the system will provide data on the vehicles movements outside working time. Concern may be raised by employees that this data could be used to obtain information about their private lives and if so, could be seen as an infringement of their human rights.

Once again, it is strongly advised and to be made absolutely clear that the data collected by the system will only be accessed for data relating to working hours only, unless the vehicle is stolen or in an accident. Employees need to know as to who will have access to the data and its use for business.

Company contracts of employment should be redrawn so there should be clause which allows for the fitting and/or use of the system in any vehicles provide for company/personal use.